Offers no-interest, deferred payment loans for downpayment and/or closing cost assistance toward the purchase of City-assisted properties.

Provides financial assistance to low income families for home owner opportunities for single or multi-family housing. Provides rural utilities assistance and community programs.

The HOME Investment Partnerships Program (HOME) provides resources to fund a wide range of activities including building, buying, and/or rehabilitating affordable housing for rent or homeownership or providing direct rental assistance to low and moderate income families and individuals in the Counties of Isle of Wight and Southampton.

Prince William County offers a First-Time Homebuyer (FTHB) Program which provides homeownership opportunities for low and moderate-income persons living or working in the Prince William Area (Prince William County, City of Manassas or City of Manassas Park) with incomes at or below 80% of Area Median Income through the use of federal funding. The FTHB Program provides assistance to eligible households for downpayment and closing cost assistance, with maximum assistance between 23% -33% of the approved sales price as determined by OHCD and Lender subject to income limits. All financial assistance is made available to eligible households on a non-discrimination basis subject to the availability of funds.

Provides mortgage money to persons of low to moderate incomes to become home owners of modest homes.

Helps low and moderate income families purchase their first home using a combination of special low interest financing and down payment assistance.

Low-income individuals and families partner with Richmond Habitat to purchase a new or rehabbed home. Those purchasing from Richmond Habitat's program are required to partner with Habitat by volunteering on their home or the home of others in the program, volunteering at the ReStore and also attending educational classes. The program is an affiliate of Habitat for Humanity International; it shares its world wide goal of eliminating substandard housing. Families are selected on a non discriminatory basis and volunteers are welcome from all segments of the community.

Habitat works toward this vision by building and improving homes in partnership with individuals and families in need of a decent and affordable place to live.

Provides direct loans to borrowers who cannot obtain financing elsewhere. They must have good credit and meet reasonable underwriting criteria. Loans are for home ownership opportunities and assistance to low-income households to purchase, construct and repair a home. Loans can be up to 100% loan to value ratios. Qualified individuals may be eligible to receive payment assistance which may reduce their payment from the established note rate of interest.

The First-time Homebuyer Program offers homeowner education classes, credit report reviews and housing counseling to assist County residents and local workforce in purchasing safe, decent, affordable housing. The program also assists qualified buyers with down payment and closing cost assistance and in designated areas offers low-interest rate financing. HRPDC HOME down payment assistance funds are available to assist with purchases of homes throughout the County. The Community Homeownership Revitalization funds are available to purchase attached and detached single-family homes in designated revitalization areas. The Community Homeownership Revitalization Program sets aside funds for permanent financing with an interest rate 0.5% below VHDA's prevailing rate at the time the lender locks in the loan.

Assist residents of the City of Danville with home repairs. Also provide first time homebuyer assistance.

Down Payment/Closing Cost Assistance or Down Payment/Closing Cost Plus Program for first-time homebuyers purchasing a home either through the Affordable Dwelling Unit (ADU) program or purchasing an existing market rate home can borrow up to 10% of the sales price or $70,000, whichever is less. This loan is forgivable over 15 years. Public Employee Homeownership Grant Program (PEG) offers a grant of a secured loan to full or part-time public employees (Loudoun County Government, Loudoun County Public Schools, Constitutional Offices).

Homeownership opportunities are available to assist First-Time Homebuyers purchasing a home in the City of Richmond and Henrico County. Down Payment and Closing Cost Assistance is available. We also provide assistance navigating foreclosure prevention, VIDA Match Program, and Virginia Housing's SPARC Program.

Offers down payment assistance, funded by Virginia DHCD, designed to create affordable housing for low to moderate income households. Call for application procedures. NO EMERGENCY FINANCIAL ASSISTANCE.

Administers the Thomas Jefferson Workforce Housing Fund to help members of the workforce purchase homes. This fund includes the CAAR Workforce Housing Fund which helps teachers, fire fighters, nurses, and police officers who reside in Planning District 10 purchase housing and a City of Charlottesville fund for members of the workforce who reside in the City of Charlottesville.

Home repair, nuisance code enforcement, and commercial facade loan program.

***Provides MORTGAGE DOWN PAYMENT or CLOSING COST assistance ONLY. Do not refer for rent or mortgage payment assistance.*** Provides financial assistance to families or individuals seeking to buy a home in the City for use as their personal residence. Assistance provided for home purchase in the City of Roanoke only. Eligibility depends on your total household income with income caps dependent on the number of people in the household. Loan funds are available for up to 50 percent of the required down payment plus reasonable closing costs. This assistance is in the form of a 10 year, forgivable, no interest loan of $1,000 to $8,000 maximum. Funds are available on a first come, first served basis. If the home you're purchasing was built before 1978, the City requires a visual assessment of potential lead-based paint hazards. The DPA will not assist homes with potential lead based hazards.

This program provides low-interest loans for homebuyers, down payment and closing cost assistance, home repair loans, and a Homeownership Education Program. Staff also provide housing counseling which includes budget and credit counseling, mortgage default and foreclosure counseling, Fair Housing counseling, and financial management.

Provides an ecumenical Christian housing ministry which seeks to eliminate poverty housing by building decent affordable homes for qualified low-income families to purchase and live in. Volunteers welcomed from all walks of life.

Loans available for purchase of a new septic system or upgrades to an existing septic system: Up to $15,000. Septic Loans are now at 1% interest, 5-10 year loan term, and available in the following states: DE, MD, VA, NC, SC, GA, FL, CT, MA, ME, NH, NJ, NY, PA, RI, VT.

Provides a faith-based housing provider whose purpose is to empower residents of Harrisonburg, by creating a community of fairness, justice and hope through the acquisition of safe, decent and affordable housing. Primary Population Served: Those with income below 80% of the median income. Service Provided: Single family affordable housing production and counseling.

Assists low and moderate-income households purchase homes by helping pay down payment and closing costs. This program can loan them up to $15,000 at 0% with no monthly payments to make up the difference. The loan is repaid when the property is sold, rented or transferred out of their name.

Provides a government lending arm for housing program and repairs for low and very -income applicants across Virginia Also Rural Developemnt provides funding to very low and low income applicants to purchase or build homes.

This program provides low-interest loans for homebuyers, down payment and closing costs assistance, home repair loans and a Homeownership Education Program. Staff also provides housing counseling which includes budget and credit counseling, mortgage default and foreclosure counseling, Fair Housing counseling, and financial management.

To provide eligible low-income families with assistance in purchasing their first home. Financial and Home Management counseling provided as well as down payment closing cost assistance, depending on income level.