Counselors will help individuals and families set a budget based on income, living expenses, priorities and goals. Future financial problems can be avoided through planning, wise use of credit, education and family money management.

Thrive is a long-term mentoring program and not an immediate financial assistance program. Individuals enrolled in the program may receive direct financial support with rent, mortgage, or utilities if it aligns with their goals, or if urgency occurs for them while in the program. To receive housing relief, individuals must actively be in the program and complete certain steps.*

Trained volunteers assist seniors who need help managing their personal finances by providing budgeting assistance based on clients choices and check writing. Money Management volunteers are bonded.

Community Resource Navigators provide over the phone guidance to residents to triage personal financial issues, identify immediate action steps to manage expenses and maximize income and make referrals to other services such as eviction relief, food scarcity and employment. The City of Richmond will offer these Community Resource Navigators services in partnership with HumanKind nonprofit agency. The purpose of this program is to help Richmond residents assess and prioritize their financial concerns by connecting residents with the right resources.

Provides financial education, information, and one-on-one counseling. Free services include a personal financial evaluation, budgeting information, credit management, debt liquidation, investment information, insurance information, and workshops/seminars. Program is open to all active duty and retired Air Force Personnel and family members.

The Women's Center offers a variety of educational programs in financial planning, including budgeting, credit, and debt management.

Proactive and comprehensive personal financial management services that provide Active Duty, Reservists/National Guard, Retired military, DoD employees, and their Families with the tools and information to develop individual strategies to achieve their financial goals and address financial strategies.

A HUD approved Housing and Financial Counseling agency providing one-on-one counseling in the areas of rental, home purchase, credit management, debt reduction and foreclosure avoidance. CCC also offers classes on financial management, managing your credit, the home buying process, your rights and responsibilities as a renter, Fair Housing laws and foreclosure prevention. Employment Services are provided through job training/placement and career development counseling.

One on one counseling and mentoring program designed to help people get out of poverty.

Self-sufficiency programs for families living in southeastern Fairfax County. Programs offered at Lorton Community Action Center: -Adult/Children Nutrition Classes -Basic Computer Classes -Job Readiness Classes -English (ESL) Classes -Basic Budgeting Classes

Provides career development services to adults who are seeking to gain employment, retain their current employment or advance in their careers. The program offers both group and/or one-to-one tutor training to adults seeking to grow their financial literacy skills, career readiness skills, and/or soft skills. Adult participants will meet with a Certified Workforce Development Professional to develop a customized work readiness plan to enhance their interviewing skills, write a resume and cover letter, career search strategies, and utilize local resources to meet their own needs. In addition, adult participants can receive individualized and tailored training services and support to help prepare them to take the GED exam, Virginia Placement Test, and/or enter into a college or industry specific training program. For more information about the Work Skills Program, please contact Andrew Martin at 757-221-1144, via email at [email protected], or through text messaging at 757-634-3633.

Consumer Education Services, Inc. (CESI) is a non-profit service provider of comprehensive personal financial education and solutions. CESI provides an array of financial solutions including: Credit Counseling Debt Management Housing Counseling Student Loan Counseling Financial Education Bankruptcy Counseling

Bank On offers certified, safe, affordable accounts at financial institutions nationwide to combat the urgent need of banking access among unbanked and underbanked individuals. It is also an extra level of financial stability for the community. Assist with.. Establish standards for safe, affordable and convenient bank accounts; Connect with banks and credit unions to start utilizing their services; Gain more control of your personal finance goals, and increase ease-of-access to your money.

Offers Budget and Credit Counseling to help families better manage finances. GRACE may be reached Tuesday and Thursday from 10AM-1PM at 434-985-6792.

An education course for individuals desiring to avoid and/or resolve financial difficulties. Budget, credit, and debt management information is covered in this interactive 2.5 hour course. One-on-one counseling may be scheduled as needed.

Offers budget counseling classes and information on variations in pay, increased expenses, common consumer pressures targeted to new parents, and entitlements available through both government and private sources.

Bank On Roanoke Valley offers a partnership of local financial institutions, community organizations, and government that works together to connect individuals to safe, affordable banking products and quality, free financial education. Partners provide products, services, and financial education opportunities to get us one step closer to a community of financially healthy and stable adults.

Offers a variety of debt relief programs to consumers in order to help them establish a solid financial future. Credit Counseling Services & Personal Finance Education programs provided through the Money Fit Academy are free to participate in.

The Roanoke Financial Empowerment Center offers professional, one-on-one financial counseling at no-cost to Roanoke area residents. Tenemos consejeros financieros que hablan español. Haga su cita gratis hoy, estamos aquí para ayudarle.

A HUD approved Housing and Financial Counseling agency providing counseling in the areas of rental, home purchase, credit management, debt reduction and foreclosure avoidance. CCC also offers classes on financial management, managing your credit, the home buying process, your rights and responsibilities as a renter, Fair Housing laws and foreclosure prevention.

Provides counseling on budget management and education on life skills. Offers a Budget for Baby class. Includes information on variations in pay, increased expenses, common consumer pressures targeted to new parents, and entitlements available through both government and private sources. Issues a coordinated set of bedding and clothing, a baby book, and a handmade item, packed in a tote or duffel bag to those attending a Budget for Baby class or completing an individual budget session with a Society caseworker.

S.A.F.E provides emergency financial support by assisting with past due rent, security deposits and utility assistance. The S.A.F.E program also provides financial education resources on saving, budgeting and living on a fixed income.

The NRC offers career and personal financial services to build income and well-being.

CGMA supports the financial resilience of the Coast Guard community. The Coast Guard Mutual Assistance provides financial assistance to clients caught in emergency, short-term, financial situations beyond their control that endanger personal well being. An emergency condition is one that arises suddenly, is unforeseen and urgent, and requires immediate attention. Emergency assistance is generally authorized in circumstances that impose a serious financial or personal hardship on the client requiring urgent help to relieve the situation.

Money Management and Credit Recovery Classes offered to potential first time homeowners or anyone seeking this information. Class is once a month on Zoom on first Thursday of each month 6-8pm unless a holiday. Register here: https://homeofva.org/get-help/resources/