Offers emergency assistance through a private, non-profit religious and charitable organization. Services provided include Homelessness Prevention (Rent/Mortgage), Prescription Medicine Assistance, Clothing (provided through the Family Thrift Store), Furniture and Appliance Assistance (For fire/flood victims and those transitioning from homelessness), Utility, Heating Fuel, Wood, School Supplies and Counseling. *Does not provide hotel or motel assistance.

All real property, including commercial & residential, are re-assessed annually. Determining the value involves a combination of factors, which include but are not limited to: The price a typical buyer would pay for the property in its current condition in a competitive and open market. The value that similar properties are selling for Estimated cost to replace the property with today’s materials and labor costs How much it takes to operate and keep in repair Potential earnings if rented

This program provides low-interest loans for homebuyers, down payment and closing cost assistance, home repair loans, and a Homeownership Education Program. Staff also provide housing counseling which includes budget and credit counseling, mortgage default and foreclosure counseling, Fair Housing counseling, and financial management.

Office of Real Estate Valuation and assessments. Appraises all eligible properties within the county for tax purposes. Our appraisers establish the market value of a property by evaluating the buying and selling of similar surrounding real estate on the open market.

Emergency financial assistance is available to registered GoochlandCares clients for rent/mortgage, utilities, heat and other needs in certain situations. When families seek financial assistance, they are required to meet with one of our financial counselors.

HOME's experienced HUD-certified housing counselors will work with clients and their lender to try to keep them from losing their home.

Certified by the U.S. Department of Housing and Urban Development (HUD) as a housing counseling agency and provides a wide-range of financial counseling services such as: *Mortgage delinquency; *Foreclosure prevention; *Loss mitigation; *Pre-purchase counseling; *Pre-purchase homebuyer education; *Budget counseling; *Debt/credit repair counseling; *Post-purchase counseling; *Fair housing assistance; *Homeless assistance; *Asset/financial security(Individual Development Accounts). An affiliate of JustChoice Lending, which now offers a special mortgage product exclusively for homebuyers in Central Appalachia. Rural Housing 502 Direct Loans are funded by the federal government and mortgage payments are based on the household's adjusted income. Getting a 502 loan provides an opportunity to own your home and build equity for the future. Financing options are available for clients with fixed incomes, those who are self-employed, and the working class. A 502 can offer: *no down payment; *alternative credit analysis; *interest rates as low as one percent; *payment assistance; and *affordable monthly payments.

Assists local non-profit housing corporations in the PD 9 area by providing hands-on training and consulting. FHC staff includes certified and licensed lead paint inspectors/risk assessors, housing rehab specialists and certified housing counselors.

Provides information on homeownership, homeownership education, homeownership counseling sessions, opportunities to meet with lenders, applicant briefings, and coordination of resources for current and prospective first-time homebuyers. Income restrictions apply.

Provides Emergency Financial Assistance with partial payment of rent /mortgage, utilities (electric, gas, water), and some medical, dental, vision, and prescription medications.

Provides a First Time Homeowners program for Nelson County residents.

This program helps first-time homebuyers purchase in Arlington by providing a deferred-payment, zero-interest second trust mortgage of up to 25% of the home purchase price. Must attend a 6-hour VHDA Homebuyer Education Course and obtain a certificate of completion.

Assists low and moderate income households purchase homes by helping pay down payment and closing costs. For more information, please call: Rental Office: (434)326-4672 Central Office: (434)326-4748

First Home Alliance provide homebuyer education and confidential one-on-one coaching to help people navigate the home-buying process.

Provides grants for natural disasters or no-interest loans to civilian federal and postal employees who need assistance for basic necessities (rent, utilities, etc.), because of a financial emergency beyond their control. Must fit into eligible hardships listed on the website. Limits assistance to individuals up to $1500. Application must be completed online, not accepted in any other format.

Provides assistance in planning and budgeting for first time home ownership. Offers counseling to avoid mortgage foreclosure and assistance in resolving landlord/tenant questions and fair housing questions. Provides financial skills education workshops. Serves Greene County.

Provides support and resources related to different housing situations: pre- and post-purchase, mortgage default counseling, rental counseling, fair housing, and homelessness. Housing counselors will listen to the situation; whether the person is renting or buying a home. Can speak with landlords or mortgage companies and help find local resources. Offers Renter Education Classes. Free Renter Education Workshops are held monthly in the NRV. Topics covered: Renter & Tenant Rights and Responsibilities Fair Housing Laws The Eviction Process Energy Savings Tips Financial Tips

Provides individual housing counseling to help avoid foreclosures, offers first-time home buyers workshops, and assists special-needs clients avoid homelessness.

The Homeownership Counseling Program focuses on helping low to moderate income residents build their financial capability skills, establish or repair their credit, purchase their first home, or save their homes from foreclosure.

This counseling service is for homeowners are current or more than 30 days past due on your mortgage and experiencing a significant reduction in income or some other hardship that will prevent them from making their next mortgage payment.

Provides assistance to families who receive rent aid to set goals to become economically self-sufficient by coordinating services in the community such as: Adult Education, Childcare, Transportation, Personal and Career Counseling, Job Training and Job Placement. Also provides One-on-One counseling, helps families set five (5) year achievable short-term and long-term goals, helps identify individual strengths and needs, provides/identifies needed services and establishes an Escrow Savings Account as your earnings increase and offers workshops on: Credit Counseling/Financial Planning, Spending Plans, Nutrition and Homeownership Classes. ACCESSIBILITY: Fully accessible to persons with disabilities.

The Salvation Army provides rent and mortgage assistance to local families and individuals.

Surry County DSS may provide financial assistance for utilities, rent or mortgage payments for eligible households who have experienced a loss of income due to the Coronavirus pandemic.. This includes financial assistance for utilities, rent or mortgage payments past due beginning March 2020 and onward. Financial assistance is a first come first serve basis. There is no cap of the amount at this time.

This 12 month program will enroll members who have a goal of home ownership. The club will assist customers in planning for home ownership. Club activities will include financial planning, credit repair, mortgage education, home maintenance.

Provides temporary rental assistance, mortgage, utilities, food, household products, prescriptions, transportation, and dental costs for individuals and families residing in New River Valley and transients who are experiencing a financial crisis who meet the eligibility guidelines. · Utility payment assistance - up to $500 per year · Food, household supplies, diapers, and infant formula - monthly Assistance is available for households with incomes up to 200 percent of the federal poverty guidelines (example: $52,400 for a family of four). For Rental or mortgage payment assistance, call our Housing Crisis Hotline at 540-639-3159.