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Counseling-Housing - Wytheville, Open Door Community

Certified by the U.S. Department of Housing and Urban Development (HUD) as a housing counseling agency and provides a wide-range of financial counseling services such as: *Mortgage delinquency; *Foreclosure prevention; *Loss mitigation; *Pre-purchase counseling; *Pre-purchase homebuyer education; *Budget counseling; *Debt/credit repair counseling; *Post-purchase counseling; *Fair housing assistance; *Homeless assistance; *Asset/financial security(Individual Development Accounts). An affiliate of JustChoice Lending, which now offers a special mortgage product exclusively for homebuyers in Central Appalachia. Rural Housing 502 Direct Loans are funded by the federal government and mortgage payments are based on the household's adjusted income. Getting a 502 loan provides an opportunity to own your home and build equity for the future. Financing options are available for clients with fixed incomes, those who are self-employed, and the working class. A 502 can offer: *no down payment; *alternative credit analysis; *interest rates as low as one percent; *payment assistance; and *affordable monthly payments.

Physical Address

680 West Main Street, Wytheville, VA 24382

Hours

Office is open to the public by appointment only, applications are taken over the phone 8:30AM-4:30PM. Closes from 12pm-1pm daily for lunch.

Fax

(276) 228-0508

Fax

(276) 228-0508

Application process

Call to schedule an appointment or visit website for additional information

Fee

Call for information

Languages

English

Service area

Galax, VA Bland, VA Carroll, VA Grayson, VA Smyth, VA Wythe, VA

Agency info

Open Door Community

A human services organization facilitating initiatives and coordinating services aimed at improving the overall well being of individuals and families.