A HUD approved Housing and Financial Counseling agency providing one-on-one counseling in the areas of rental, home purchasing, credit management, debt reduction and foreclosure avoidance. Also offers classes on financial management, managing your credit, the home-buying process, rights and responsibilities as a renter, Fair Housing laws and foreclosure prevention.

A housing counselor can help by providing advice on buying a home, renting, defaults, foreclosures, and credit issues.

Assists local non-profit housing corporations in the PD 9 area by providing hands-on training and consulting. FHC staff includes certified and licensed lead paint inspectors/risk assessors, housing rehab specialists and certified housing counselors.

This program provides housing counseling to individuals with HIV/AIDS and serves as a support system for clients and their families. Clients receive emergency assistance for short-term rental, utility payments, transportation and food.

HUD Certified Housing Counselor provide homeowners with all necessary information, financial evaluation, and guidance to prevent foreclosure. Also, Housing Counselors help homeowners understand their options and assist in negotiating with their servicers or investors.

Provides housing assistance, in the form of supplemental rent and housing rehabilitation/repair services, to those who qualify as low income. Manages the Section 8 Rental Assistance program in both counties. The FLHF has a part time home buyer counselor on staff to assist first time home buyers. The organization manages the Indoor Plumbing Program and State Emergency Home Repair Program. In addition, the Foundation has funds for grants and loans to repair dwellings. The FLHF also provides/installs/sells portable, modular aluminum ramps. For all services please contact the main office in Louisa.

Provides support and resources related to different housing situations: pre- and post-purchase, mortgage default counseling, rental counseling, fair housing, and homelessness. Housing counselors will listen to the situation; whether the person is renting or buying a home. Can speak with landlords or mortgage companies and help find local resources. Offers Renter Education Classes. Free Renter Education Workshops are held monthly in the NRV. Topics covered: Renter & Tenant Rights and Responsibilities Fair Housing Laws The Eviction Process Energy Savings Tips Financial Tips

Serves as a department of local governmental authority which provides housing for low to moderate income families. Programs provided: Public Housing, Housing Choice Voucher (Section 8), Affordable Housing, Resident Services and Community Development.

Provides information and referral on housing resources, including assistance for low and moderate income persons. Also offers case management for those with eviction notices, in danger of receiving notices or with other housing problems.

This program provides comprehensive housing counseling services. Customers can receive advice and assistance for housing challenges and concerns. The housing counselor is trained to provide information on foreclosure, eviction and loss mitigation.

Housing Counseling assists first-time homebuyers with purchasing a home and provides foreclosure prevention services to current homeowners in danger of losing their home.

Provides assistance in planning and budgeting for first time home ownership. Offers counseling to avoid mortgage foreclosure and assistance in resolving landlord/tenant questions and fair housing questions. Provides financial skills education workshops. Serves Greene County.

A HUD approved Housing and Financial Counseling agency providing counseling in the areas of rental, home purchase, credit management, debt reduction and foreclosure avoidance. CCC also offers classes on financial management, managing your credit, the home buying process, your rights and responsibilities as a renter, Fair Housing laws and foreclosure prevention.

Provides assistance to families who receive rent aid to set goals to become economically self-sufficient by coordinating services in the community such as: Adult Education, Childcare, Transportation, Personal and Career Counseling, Job Training and Job Placement. Also provides One-on-One counseling, helps families set five (5) year achievable short-term and long-term goals, helps identify individual strengths and needs, provides/identifies needed services and establishes an Escrow Savings Account as your earnings increase and offers workshops on: Credit Counseling/Financial Planning, Spending Plans, Nutrition and Homeownership Classes. ACCESSIBILITY: Fully accessible to persons with disabilities.

A HUD approved Housing and Financial Counseling agency providing one-on-one counseling in the areas of rental, home purchase, credit management, debt reduction and foreclosure avoidance. CCC also offers classes on financial management, managing your credit, the home buying process, your rights and responsibilities as a renter, Fair Housing laws and foreclosure prevention. Employment Services are provided through job training/placement and career development counseling.

Provides comprehensive housing counseling services, including outreach to potential first-time home buyers, to persons eligible for or assisted under home buying, home ownership or rental housing programs regardless of the program source. Provides foreclosure prevention counseling and assistance.

KCSC provides housing counseling services through the First Time Homebuyers Program. The goal is to help clients understand the steps needed to purchase a house successfully. Services include: - Educational seminars - One-on-one counseling - Budget/financial analysis - Housing analysis - Discussion of alternatives - Development of an action plan - Follow-up services

This program provides low-interest loans for homebuyers, down payment and closing cost assistance, home repair loans, and a Homeownership Education Program. Staff also provide housing counseling which includes budget and credit counseling, mortgage default and foreclosure counseling, Fair Housing counseling, and financial management.

Certified by the U.S. Department of Housing and Urban Development (HUD) as a housing counseling agency and provides a wide-range of financial counseling services such as: *Mortgage delinquency; *Foreclosure prevention; *Loss mitigation; *Pre-purchase counseling; *Pre-purchase homebuyer education; *Budget counseling; *Debt/credit repair counseling; *Post-purchase counseling; *Fair housing assistance; *Homeless assistance; *Asset/financial security(Individual Development Accounts). An affiliate of JustChoice Lending, which now offers a special mortgage product exclusively for homebuyers in Central Appalachia. Rural Housing 502 Direct Loans are funded by the federal government and mortgage payments are based on the household's adjusted income. Getting a 502 loan provides an opportunity to own your home and build equity for the future. Financing options are available for clients with fixed incomes, those who are self-employed, and the working class. A 502 can offer: *no down payment; *alternative credit analysis; *interest rates as low as one percent; *payment assistance; and *affordable monthly payments.

Reverse Mortgage Counseling provided virtually.

The A-NPDC is a HUD-certified housing counseling agency. We have adopted the National Industry Standards for home ownership and default counseling and education. HUD Certifed Housing Counselors are on staff. Offer workshops and counseling in pre-purchase and post-purchase home ownership, rental, financial literacy, fair housing, and other topics. Education services are available to groups off-site on requested topics in addition to regularly scheduled courses.