Guaranty Loans are made by private lenders, and SBA licensed non-bank lenders banks, and guaranteed up to 90 percent by SBA.

Provides training, business technical assistance, and business loans to create or expand an existing business in the area served as listed below. Provides business readiness classes and business plan development courses. Both existing and start-up business clients are eligible to take the training courses. The service area includes Virginia's ninth congressional district.

Serves as a temporary source of supervised credit and technical support to rural Americans for improving their farming enterprises and housing conditions until they are able to qualify for private sector resources. Administers the following programs: Farm Loans, Price Support, Commodities, Conservation and Disaster Assistance. Serves the Counties of Louisa, Fluvanna, Albemarle, Goochland, Nelson and the City of Charlottesville.

Administers the Federal Farm Programs and the USDA Farm Loan Programs for City of Lexington, Rockbridge,Alleghany and Bath Counties. Provides government price support and conservation programs related to agriculture at the local level. Price support includes both deficiency payments and low interest price support loans. Provides cash payments to individuals, disaster preparedness/relief and emergency funds.

BSCI is a micro-enterprise development program that offers educational classes to entrepreneurs focusing on how to start and manage a small business. It also provides individual technical assistance to experienced business owners.

The Business Development and Outreach Services Division assists entrepreneurs and existing business owners to obtain the information they need to establish and grow their businesses.

Offers micro business loans and financial counseling to those starting or expanding a small or home-based business. Reviews financial statements, assists with projecting cash flow, packages loan applications, and makes connections with area lenders.

Offers small business development products and services to Pulaski County micro entrepreneurs. Startup and growing businesses need access to capital, training and technical assistance in order to become viable and sustainable. Services include: *Micro Credit *Micro Loans *Roots Business Training Information is available from [email protected].

Serves as an advocate for Virginia's entire business community. They advocate for those public policies that ensure a vibrant economy and positive business climate. They protect their members' interest on issues such as taxation, business and environmental regulation, transportation, workplace and labor relations, health care, education and workforce training, workers' compensation, tort liability, technology, economic development, and government operations

Provides financial assistance to farmers and landowners in Albemarle, Fluvanna, Louisa and Nelson counties who install agricultural conservation practices. Reimburses landowners for portion of installation costs for approved practices. Must provide a written conservation plan for approval of SWCD Board beforehand. Agricultural BMP (Best Management Practices) Tax Credit may be available. Practices must first be approved by the SWCD Board prior to installation in order to qualify later for the tax credit. Call for more information.

Strengthens the economic base by providing a professional focus on the business needs of Bristol by facilitating a globally competitive business environment (including partnerships) that leverage economic diversity, build consensus and express the voice of business. Offers business statistics and provides newcomers with maps and other assistance.

Through the onsite New River Valley Business Center: *Specializes in the areas of small business services, entrepreneurship, manufacturing, and international business, providing a distinct blend of programs, services, and resources; *Offers services that include connections to business counseling, sponsored programs, seminars, publications, and information services; *Supports the operations of businesses, entrepreneurs, and local governments throughout the New River Valley; *Provides entrepreneurs in the region with access to staff, students, information sources, and other resources required to help them start up and grow their businesses, improve their organizations, and strengthen the regional economy. Financial Assistance: The point of access for loan funds serving the region. Manages the New River Valley Revolving Loan Fund. These funds are directed toward businesses which are developing an association with one of the incubator facilities, the multi-tenant facility, or are eligible for location in one of the facilities. Information and Referral: Maintains relationships with numerous organizations in the region and beyond to provide those seeking business assistance with contacts which can best address their questions and meet their business development needs.

The SBA works with lenders to provide loans to small businesses. The agency doesn't lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions. The SBA guarantees these loans will be repaid, which eliminates some risk for the lending partners.

Administers Federal Farm Programs. Serves as a temporary source of supervised credit and technical support to rural Americans for improving their farming enterprises and housing conditions until they are able to qualify for private sector resources. Offers Farm Loans, Price Support, Conservation, Disaster Assistance and Commodity Information.

Serves Emporia and Greensville. Stabilizing farm income, helping farmers conserve land and water resources, providing credit to new or disadvantaged farmers and ranchers, and helping farm operators recover from the effects of disaster. Farm loans are available to people who need assistance starting, expanding, or owning a farm or ranch.

Promotes the overall development of Giles County. Develops a positive environment for the operation and growth of business, industry, and tourism. Contributes to the development of a better quality of life for our citizens, including employment opportunities, leisure time activities, and community events. Offers a business research library, counseling and education, new contacts for members, quarterly newsletters, and an information center.

Administers Federal Farm Funds for Rockingham and Page Counties. Serves as a temporary source of supervised credit and technical support to rural Americans for improving their farming enterprises and housing conditions until they are able to qualify for private sector resources. Also offers programs for farmers that include: farm loans, price support, commodities, conservation and disaster assistance.

Variety of services for small businesses in Virginia. Services include free counseling and technical assistance, pre-business and business planning workshops, and information on starting and managing a small business offered through Service Corp of Retired Executives (SCORE); free counseling services available through a network of Small Business Development Centers; assistance for women business owners from a women's business ownership representative; assistance for veteran's business owners from a veterans business ownership representative; and assistance for businesses involved or interested in becoming involved in exporting from an International Trades Officer. SBA also provides loans for small businesses and post disaster assistance.

Provides grants and loans to rural areas to form new cooperative businesses and improve the operations of existing cooperatives. Grants are provided to non-profit organizations for technical assistance, training, and planning activities that improve economic conditions in rural areas. Loans at zero-interest are made primarily to finance business start-up ventures and business expansion projects.

Administers Federal Farm Programs. Serves as a temporary source of supervised credit and technical support to rural Americans for improving their farming enterprises and housing conditions until they are able to qualify for private sector resources. Offers Farm Loans, Price Support, Conservation, Disaster Assistance and Commodity Information. Serves the counties of Fauquier, Fairfax, Prince William & Loudon.

Provides training, business technical assistance, and business loans to create or expand an existing business in the area served as listed below. Provides business readiness classes and business plan development courses. Both existing and start-up business clients are eligible to take the training courses.