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Offers Budget and Credit Counseling to help families better manage finances. GRACE may be reached Tuesday and Thursday from 10AM-1PM at 434-985-6792.

Credit Restoration Institute will help remove inaccurate and obsolete items from the client's credit reports. Along with offering sound financial advice, our system helps to change mindsets and habits resulting in an overall improved financial profile.

Provides free budget counseling, housing counseling, educational services and a debt management program to families and individuals regardless of race, national origin, sex, social position or financial status.

Offers education and solutions that ensure better financial futures for consumers.