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Financial-Transportation - Roanoke, Responsible Rides, Freedom First Credit Union

207 Bullitt Avenue Southeast, Roanoke, VA 24013

Must have a valid Driver's License (not a Learner's Permit) Proof of income, 2 most recent paystubs (must be on current job for 3 months, SSI/Disability does qualify) No Bankruptcies filed in the last 12 months, must show as discharged Credit –can’t have more than $1500 in collections/judgments on credit report excluding medical. Alternative sources—If no credit on credit report, must be able to provide 2 to 3 sources of credit pay history(rent, gas, light, water, cell phone, furniture and etc). Please do not send your bill. I need a pay history of your account from the company/business. Must be able to obtain and maintain affordable full coverage insurance. Agree to have a session with our Financial Educator Counselor and watch an auto maintenance video. You are not required to put money down.
https://www.freedomfirst.com/banking/auto-loans/responsible-rides
[email protected]

Spanish

The initial eligibility process usually is completed with a 10-15 minute phone conversation or an in person appointment. If eligible, the individual would then need to complete a full Responsible Rides application to determine whether they can be approved for the loan. Applications can be emailed, mailed to individuals or they can be picked up at any of our branch locations, once completed applications can be taken over the phone, in person (by appointment) or emailed/mailed completed applications back to the Responsible Rides Coordinator.

Roanoke, VA
Salem, VA
Botetourt, VA
Craig, VA
Franklin, VA
Montgomery, VA
Roanoke, VA

Description

Responsible Rides, an auto purchase program for families in need. Cars are selected for reliability, mileage, and affordability. Fair, affordable financing is made available through Freedom First Credit Union.

Providing organization

Freedom First Credit Union

Freedom First Credit Union (FFCU) serve residents in the Roanoke, New River Valley, Lynchburg and the surrounding areas. FFCU provides a comprehensive suite of Impact Banking products including loans addressing transportation, housing, workforce development and small short-term needs. FFCU also provides financial services, such as no cost financial coaching, that address credit and asset building challenges.