Warren County Habitat builds houses to help disadvantaged, low income families who are willing to help build their own home as well as other homes. Homes are built by volunteers and homeowners, known as partner families. Homes are sold to partner families with a no interest mortgage. Habitat families are selected: 1)completion of application and credit report, 2)ability to repay zero-interest mortgage, 3)inability to obtain conventional financing for a home, 4)living in sub-standard housing or homeless, 5)meet income requirements and 6)agree to partner with affiliate. WCHFH also provides home repair services for low income home owners and homeownership education and support.