Serves low income families who are currently living in substandard housing and cannot qualify for a conventional home loan. A Christian ministry that builds decent, affordable houses for those in need. Houses are sold to partner families at no profit and with no interest mortgages. Average of 3-4 houses per year are built. Also, completes critical home repairs and aging in place modifications for owner-occupied homes. Serves Clarke, Frederick, and Shenandoah County and the City of Winchester.